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Neal Ratner

Neal Ratner

Chicago, IL
Designated Managing Broker
773-784-9100
Contact Me

Contact Us

Thank you for visiting www.aptandhomeseekers.com! This is a one-stop real estate website for all your home buying and selling needs in Chicago, IL. We are professional real estate brokers and agents who will help make your search for a new home an enjoyable experience in the Chicago area.
 
We encourage you to check out our website for local neighborhood and school details, mortgage information, interactive maps, listings of homes for sale, and many more features.
 
Please feel free to contact us if you have any questions about the Chicago real estate market, or buying or selling a home in Chicago, IL.
 
Thank you for visiting www.aptandhomeseekers.com!





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Blog: Mortgage Information

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be... Read more
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